SOUTH AFRICA · SALARY IN RANDS

Credit Authorizers, Checkers, and Clerks

What the work involves, the skills employers want, and how to get started in South Africa.

  • Commercial Credit Reviewer
  • Commercial Loan Reviewer
  • Credit Investigator
  • Credit Processor
  • Credit Representative

What do Credit Authorizers, Checkers, and Clerks do?

Credit Authorizers, Checkers, and Clerks in South Africa: pay, the work, and how to get started.

What the work actually is

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  • Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.

Skills employers expect

Skills

  • Active Listening Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
  • Reading Comprehension Understanding written sentences and paragraphs in work-related documents.
  • Speaking Talking to others to convey information effectively.
  • Critical Thinking Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
  • Social Perceptiveness Being aware of others' reactions and understanding why they react as they do.

Abilities

  • Oral Comprehension The ability to listen to and understand information and ideas presented through spoken words and sentences.
  • Near Vision The ability to see details at close range (within a few feet of the observer).
  • Oral Expression The ability to communicate information and ideas in speaking so others will understand.
  • Problem Sensitivity The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing that there is a problem.
  • Written Comprehension The ability to read and understand information and ideas presented in writing.

Knowledge

  • Customer and Personal Service Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
  • English Language Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
  • Mathematics Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
  • Administrative Knowledge of administrative and office procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and workplace terminology.
  • Law and Government Knowledge of laws, legal codes, court procedures, precedents, government regulations, executive orders, agency rules, and the democratic political process.

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How people get into it

A normal week

  • Getting Information
  • Working with Computers
  • Communicating with People Outside the Organization
  • Communicating with Supervisors, Peers, or Subordinates
  • Documenting/Recording Information

Tools used on the job

Technology

  • Spreadsheet software Microsoft Excel · Spreadsheet programs
  • Presentation software Microsoft PowerPoint
  • Electronic mail software Email software · Microsoft Outlook
  • Financial analysis software Equifax software · Experian software
  • Internet browser software Microsoft Internet Explorer · Web browser software

Tools

  • Printer calculator Printing calculators
  • Photocopiers Copy machines
  • Scanners Computer data input scanners
  • Typewriters Electric typewriters
  • Magnetic stripe readers and encoders Credit card processing machines

Who it suits

Conventional

Work involves following procedures and regulations to organize information or data, typically in a business setting. Conventional occupations are often associated with office work, accounting, mathematics/statistics, information technology, finance, or human resources.

Enterprising

Work involves managing, negotiating, marketing, or selling, typically in a business setting, or leading or advising people in political and legal situations. Enterprising occupations are often associated with business initiatives, sales, marketing/advertising, finance, management/administration, professional advising, public speaking, politics, or law.

Social

Work involves helping, teaching, advising, assisting, or providing service to others. Social occupations are often associated with social, health care, personal service, teaching/education, or religious activities.

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Questions people ask

How much do Credit Authorizers, Checkers, and Clerks earn in South Africa?

Credit Authorizers, Checkers, and Clerks salaries in South Africa vary by experience, province and employer.

What do Credit Authorizers, Checkers, and Clerks do?

Keep records of customers' charges and payments, Compile and analyze credit information gathered by investigation and Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.

How do I know if this career fits me?

Take the free Assessify career assessment. It matches your answers to careers and shows the South African salary next to each one.